Homeowners and Dwelling Fire Expert
Job Description
**About Us:**
At DB Insurance USA, we are proud to extend our legacy, offering a wide range of innovative insurance products tailored to meet the diverse needs of our customers. Backed by the strength and stability of a global powerhouse, we combine local expertise with world-class resources to deliver insurance solutions that protect your property, business, and livelihood.
**The Position:**
We are seeking an experienced Personal Line Manager to join our dynamic team. This role will lead a team of underwriters, driving underwriting profitability and implementing strategies to support company goals in personal insurance lines.
**Benefits:**
- Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company
- Annual bonus performance incentive program
- Paid time off and sick leave
- 10 Annual paid holidays
- 401(k) plan with up to 4% company match
- Quarterly Fringe Benefit reimbursements
- Job-related training reimbursement
Responsibilities
**Key Responsibilities:
- Program Management: Oversee the overall operations and administration of the Personal Lines program, ensuring alignment with divisional objectives and company standards
- Strategic Development: Develop and implement strategic initiatives to enhance program efficiency, profitability, and competitiveness in the market
- Performance Monitoring: Track program performance metrics and KPIs, ensuring goals are met or exceeded, and initiate corrective actions as needed
- Risk Assessment: Participate in risk selection, pricing, retention, growth, and profitability activities, assessing risk quality and compliance within company guidelines to implement effective loss prevention strategies
- Customer Service Excellence: Maintain a high level of customer service, developing and nurturing effective business relationships with internal and external stakeholders to attract and retain profitable business
- Relationship Building: Collaborate with senior underwriters to visit agents, brokers, and producers, learning to retain existing accounts, build relationships, and develop new business opportunities
- Product Marketing: Interpret, explain, and market personal line products and services, ensuring clients understand coverage options and benefits
Job Requirements
The ideal candidate will have 8+ years of experience in personal lines underwriting, with at least 3 years in a management role focusing on Homeowners and Dwelling Fire insurance. A Bachelor's degree in business, finance, or a related field, along with relevant certifications such as CPCU or ARM, is preferred.
This role requires strong analytical skills, with a proven track record of making sound underwriting decisions. Proficiency in underwriting software and Microsoft Office Suite/Google Suite is necessary. The successful candidate will also demonstrate the ability to manage, inspire, and develop a high-performing team.
